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Bad Credit OK

Prime source Capital is very aggressive in getting our clients a loan with less than perfect credit.  One day out of BK, foreclosure bail outs, and continuous charge offs and late pays on consumer credit and mortgages can be overcome.  We have helped many people out where they were told that there is no way they could get a loan.  We have over 500 programs and we know one of them was designed for you.  We can go up to 55% debt to income ratio or even get the loan funded with no income documentation!  We do loans for clients who have under a 500 credit score.  We understand life is difficult and we want to help you out any way we can!

On some programs we will disregard charge off's, judgments, tax liens and open collections.

Your credit report may be full of dings, compounded with a history of foreclosure and bankruptcy, but you may still get a loan for home purchase, refinance, or even cash out of your current home. It doesn't matter whether you have charge-offs, collections, or tax liens on your credit report, as long as you can meet the specific guidelines for loan approval by a multitude of lenders specialized in the credit-damaged borrower.

Regardless if you have a number of 30, 60, or 90 day lates on your mortgage and various lates on your consumer credit we can help you out.  We have a loan for every credit situation.  We do not even consider consumer credit accounts when your file is underwritten.  Another great thing about our Equity maximizer Program is that whether you have 4 60 day lates or 1, we will always only count them as one late.  With our very aggressive programs we count lates as only one.  Even if you can not verify your income we are the company that will help you out. 

Chapter 7 Bankruptcy- If you have been out of your Chapter 7 Bankruptcy for over 12 months, we might be able to refinance your home up to 100% of the home value!  We know it is hard to get back on track sometimes, but we can help you maximize on your equity to get you started in the right direction.  We have several other loan programs that allow you to be only 1 day out of Bankruptcy!

Chapter 13 Bankruptcy- Is your Chapter 13 Bankruptcy still open?  Are you finding it hard to keep up?  We can help!  You might be able to refinance your home and leave the Bankruptcy open but get cash out and pay your debts off.  If you'd like we can pay it off as well!

Credit Builder Loan Program- Call us for details on this program.  Even if you are behind on your mortgage currently it might be possible to refinance your home up to 90% of the value of the home.  You never know when life will throw you that unexpected curve ball.  Once you get behind it is hard to catch up.  We might be able to bring your mortgage current and pay off all your other consumer bills and get you some cash out at the close of escrow.  Wouldn't it be nice to be caught up and debt free with some cash in your pocket.  Mention the fact you read this note on the website and get free enrollment into our credit repair program with Credit Enhancement Center.  Even after the close we will continue to help you repair that credit and get back to being an A+ borrower!

Prime Source Capital is truly the #1 place for all your lending needs!

Call or apply online today.  Debt relief can be only a matter of days away!

We lend on the following residential property types: SFR, PUD, town homes, condos, 2-4 units, row homes, dome homes, modular and manufactured homes. 

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Irvine, CA 92618
Tel: 949-310-5872, Fax: 949-333-1476

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